# Will FMCSA increase minimum insurance requirements for motor carriers in 2026?

**URL:** https://www.rigload.com/markets/fmcsa-insurance-requirements-2026  
**Type:** Binary (Yes/No)  
**Status:** active  
**Deadline:** 2027-01-01  
**Category:** events  
**Current consensus:** 78%  
**Forecasts:** 9

## Description

FMCSA has long considered increasing 40-year-old minimum insurance levels. An increase to $2M+ would force thousands of small carriers out of business immediately due to inability to secure affordable coverage.

## Resolution criteria

Resolves YES if FMCSA publishes final rule increasing minimum liability insurance above current $750k (general freight) or $5M (hazmat) levels with effective date in 2026 or 2027. Otherwise NO. Source: Federal Register final rule publication.

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_Rig Load — freight market forecasting. Crowd consensus is public; sign in to submit a forecast. Source: https://www.rigload.com/markets/fmcsa-insurance-requirements-2026_